Attention homeowners: Real estate appraisal services for in Woodbury and Gloucester County

See the top seven reasons why New Jersey homeowners use Cardinal Real Estate:

1. Find the right listing price (whether they're selling the home on their own or using a real estate agent)
2. To challenge a New Jersey property tax assessment
3. To lower your mortgage payments by removing PMI
4. Reinstate your Home Equity Line of Credit (or HELOC)
5. Review another appraiser's report for verification
6. In the case of a divorce in the state of New Jersey, when real estate needs to be divided
7. To determine the true market value of a property to settle an estate in Gloucester County or the state of New Jersey

	Own a house in or near Woodbury, New Jersey and need help deciding the value of it? Contact Cardinal Real Estate.

We at Cardinal Real Estate understand the unique needs of a homeowner after appraisal services. Our regular business clients get the appraisal process and the standard reporting formats. But as a consumer, you can expect extra guidance and explanations through the appraisal process to understand what we do and how we present the results of our analysis.

Pre-listing Services/For Sale by Owner

It's very hard to be objective about your own house because of your emotional attachment to it. The professional appraisers at Cardinal Real Estate will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very valuable as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your house will attract interested buyers. It gives you something tangible to show the buyer. The appraisal is an independent third party's opinion of your home's price, not just you saying how much you think your home is worth. Interested buyers assume you have an emotional attachment to your house and will be more likely to give credibility to a qualified appraiser's value opinion than yours.

Challenge Tax Assessment

Your local tax assessor may have your house overvalued if you live in an area that is going down. This only means you are most likely paying higher taxes than you should be paying. The earlier you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal from Cardinal Real Estate is your perfect weapon when challenging your property tax assessment.

Need to cancel PMI?

PMI stands for Private Mortgage Insurance. A popular way to save money for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is below 80% of the value of your property, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. We are experienced in helping consumers just like you do away with unnecessary PMI insurance.

Recently got a freeze to your HELOC?

If your property is in or near a declining area, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be annoying from a cash flow viewpoint, and unfavorable to your credit score since it may appear as though that credit line is maxed out. Cardinal Real Estate can help you reinstate your home equity line of credit with a professional appraisal.

Do You Need Field and Desktop Appraisal Review Services?

Do you need a seasoned expert to double-check your appraisal for preciseness, or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Cardinal Real Estate can help you with that. Even though most review work is requested by lenders, homeowners that have reason to believe a prior appraisal wasn't above board are prudent to invest in a second opnion..